The Isom Insurance Group is proud to offer Polk County, FL residents and businesses exceptional commercial insurance, including umbrella liability protection. If you run a small business and don’t have this coverage, you could be putting yourself at serious risk. Here’s why.
Why Even Small Businesses Need Umbrella Policies
Many small businesses believe they can operate without umbrella insurance, which is understandable. Smaller companies often have tighter profit margins and may feel they lack the resources to invest in additional protection.
However, their small size is precisely why they need an umbrella policy. Let’s consider an example to illustrate this point. Imagine you run a small tax preparation business from your home, primarily as a side hustle. Now, let’s say you make a significant error while preparing a customer’s taxes, costing them thousands of dollars or even causing their business to shut down. In this scenario, they could sue you for damages far exceeding the limits of your standard liability coverage.
If this happens, you would be responsible for covering the remaining costs out of pocket, which could jeopardize your financial stability. An umbrella policy provides additional liability coverage, offering the protection you need to avoid such devastating outcomes. Small businesses operating on narrow profit margins simply can’t afford to go without this essential coverage.
Protect Your Livelihood
At The Isom Insurance Group, we are dedicated to serving Polk County, FL, and providing high-quality umbrella protection for small businesses like yours. No matter your needs, we’re here to help. Contact us today to secure the policy that will safeguard your business and livelihood.
